Genetic variation in health insurance coverage.
Genetic variation
Health determinants
Health insurance
Risk taking
Journal
International journal of health economics and management
ISSN: 2199-9031
Titre abrégé: Int J Health Econ Manag
Pays: United States
ID NLM: 101674352
Informations de publication
Date de publication:
Dec 2019
Dec 2019
Historique:
received:
25
08
2017
accepted:
03
11
2018
pubmed:
14
11
2018
medline:
9
4
2020
entrez:
14
11
2018
Statut:
ppublish
Résumé
We provide the first investigation into whether and how much genes explain having health insurance coverage or not and possible mechanisms for genetic variation. Using a twin-design that compares identical and non-identical twins from a national sample of US twins from the National Survey of Midlife Development in the United States, we find that genetic effects explain over 40% of the variation in whether a person has any health coverage versus not, and nearly 50% of the variation in whether individuals younger than 65 have private coverage versus whether they have no coverage at all. Nearly one third of the genetic variation in being uninsured versus having private coverage is explained by employment industry, self-employment status, and income, and together with education, they explain over 40% of the genetic influence. Marital status, number of children, and available measures of health status, risk preferences, and prevention effort do not appear to be important channels for genetic effects. That genes have meaningful effects on the insurance status suggests an important source of heterogeneity in insurance take up.
Identifiants
pubmed: 30421388
doi: 10.1007/s10754-018-9255-y
pii: 10.1007/s10754-018-9255-y
doi:
Types de publication
Journal Article
Langues
eng
Sous-ensembles de citation
IM
Pagination
301-316Références
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