Perceptions of the benefits of the basic medical insurance system among the insured: a mixed methods research of a northern city in China.

basic medical insurance system insured mixed methods research perceptions of benefits policy literacy

Journal

Frontiers in public health
ISSN: 2296-2565
Titre abrégé: Front Public Health
Pays: Switzerland
ID NLM: 101616579

Informations de publication

Date de publication:
2023
Historique:
received: 29 09 2022
accepted: 30 03 2023
medline: 5 5 2023
pubmed: 4 5 2023
entrez: 4 5 2023
Statut: epublish

Résumé

The perceptions of the benefits of the basic medical insurance system among the insured not only reflect the system's performance but also the public's basic medical insurance policy literacy, valuable information for countries that have entered the stage of deepening reform. This study aims to examine the factors that affect the perceptions of the benefits of the basic medical insurance system in China, diagnose the key problems, and propose corresponding measures for improvement. A mixed method design was used. Data for the quantitative study were obtained from a cross-sectional questionnaire survey ( Approximately 44% of insured persons reported low perceptions of benefits. The logistic regression model showed that low perceptions of the benefits of the basic medical insurance system was positively correlated with the experience of daily drug purchases (OR = 1.967), perceptions of recognition with basic medical insurance system (OR = 1.948), perceptions of the financial burden of participation costs (OR = 1.887), perceptions of the convenience of using basic medical insurance for medical treatment (OR = 1.770), perceptions of the financial burden of daily drug purchases costs (OR = 1.721), perceptions of the financial burden of hospitalization costs (OR = 1.570), and type of basic medical insurance system (OR = 1.456). The results of the qualitative analysis showed that the key problem areas of perceptions of the benefits of the basic medical insurance system were: (I) system design of basic medical insurance; (II) intuitive cognition of the insured; (III) rational cognition of the insured; and (IV) the system environment. Improving the perceptions of the benefits of the basic medical insurance system of the insured requires joint efforts in improving system design and implementation, exploring effective publicity methods of basic medical insurance system information, supporting public policy literacy, and promoting the health system environment.

Sections du résumé

Background
The perceptions of the benefits of the basic medical insurance system among the insured not only reflect the system's performance but also the public's basic medical insurance policy literacy, valuable information for countries that have entered the stage of deepening reform. This study aims to examine the factors that affect the perceptions of the benefits of the basic medical insurance system in China, diagnose the key problems, and propose corresponding measures for improvement.
Methods
A mixed method design was used. Data for the quantitative study were obtained from a cross-sectional questionnaire survey (
Results
Approximately 44% of insured persons reported low perceptions of benefits. The logistic regression model showed that low perceptions of the benefits of the basic medical insurance system was positively correlated with the experience of daily drug purchases (OR = 1.967), perceptions of recognition with basic medical insurance system (OR = 1.948), perceptions of the financial burden of participation costs (OR = 1.887), perceptions of the convenience of using basic medical insurance for medical treatment (OR = 1.770), perceptions of the financial burden of daily drug purchases costs (OR = 1.721), perceptions of the financial burden of hospitalization costs (OR = 1.570), and type of basic medical insurance system (OR = 1.456). The results of the qualitative analysis showed that the key problem areas of perceptions of the benefits of the basic medical insurance system were: (I) system design of basic medical insurance; (II) intuitive cognition of the insured; (III) rational cognition of the insured; and (IV) the system environment.
Conclusions
Improving the perceptions of the benefits of the basic medical insurance system of the insured requires joint efforts in improving system design and implementation, exploring effective publicity methods of basic medical insurance system information, supporting public policy literacy, and promoting the health system environment.

Identifiants

pubmed: 37139382
doi: 10.3389/fpubh.2023.1043153
pmc: PMC10149763
doi:

Types de publication

Journal Article Research Support, Non-U.S. Gov't

Langues

eng

Sous-ensembles de citation

IM

Pagination

1043153

Informations de copyright

Copyright © 2023 Wang, Li, Wang, Jiao, Zhang, Huang, Ning, Gao, Shan, Li and Wu.

Déclaration de conflit d'intérêts

The authors declare that the research was conducted in the absence of any commercial or financial relationships that could be construed as a potential conflict of interest.

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Auteurs

Peng Wang (P)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Shuyi Li (S)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Zhizhen Wang (Z)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Mingli Jiao (M)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
Research Center of Health Policy and Management, School of Health Management, Harbin Medical University, Harbin, China.

Yuchao Zhang (Y)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Weiqi Huang (W)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Ning Ning (N)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Lijun Gao (L)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Linghan Shan (L)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

Ye Li (Y)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
Research Center of Health Policy and Management, School of Health Management, Harbin Medical University, Harbin, China.

Qunhong Wu (Q)

Department of Social Medicine, School of Health Management, Harbin Medical University, Harbin, China.
School of Public Health, Harbin Medical University, Harbin, China.

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