Patient experiences using public and private insurance coverage for abortion in Illinois: Implementation successes and remaining gaps.

United States abortion domestic law/legal issues policy qualitative research methods

Journal

Perspectives on sexual and reproductive health
ISSN: 1931-2393
Titre abrégé: Perspect Sex Reprod Health
Pays: United States
ID NLM: 101140654

Informations de publication

Date de publication:
11 Apr 2024
Historique:
medline: 12 4 2024
pubmed: 12 4 2024
entrez: 12 4 2024
Statut: aheadofprint

Résumé

Insurance coverage for abortion in states where care remains legal can alleviate financial burdens for patients and increase access. Recent policy changes in Illinois required Medicaid and some private insurance plans to cover abortion care. This study explores policy implementation from the perspectives of patients using their insurance to obtain early abortion care. Between July 2021 and February 2022, we interviewed Illinois residents who recently sought abortion care at ≤11 weeks of pregnancy. We also interviewed nine key informants with experience providing or billing for abortion or supporting insurance policy implementation in Illinois. We coded interview transcripts in Dedoose and developed code summaries to identify salient themes across interviews. Most participants insured by Illinois Medicaid or eligible for enrollment received full coverage for their abortions; most with private insurance did not and faced challenges learning about coverage status. Some opted not to use insurance, often citing privacy concerns. Participants who benefited from abortion coverage expressed relief, gave examples of other financial challenges they could prioritize, and described feeling in control of their abortion experience. Those without coverage described feeling stressed, uncertain, and constrained in their decision-making. When abortion was fully covered by insurance, it reduced financial burdens and enhanced reproductive autonomy. Illinois Medicaid policy-with seamless enrollment options and appropriate reimbursement rates-offers a model for improving abortion access in other states. Further investigation is needed to determine compliance among private insurance companies and increase transparency.

Identifiants

pubmed: 38605588
doi: 10.1111/psrh.12259
doi:

Types de publication

Journal Article

Langues

eng

Sous-ensembles de citation

IM

Subventions

Organisme : Society of Family Planning

Informations de copyright

© 2024 The Authors. Perspectives on Sexual and Reproductive Health published by Wiley Periodicals LLC on behalf of University of Ottawa.

Références

Society of Family Planning. #WeCount Report: April 2022 to June 2023. 2023. doi:10.46621/218569qkgmbl
Gonzalez O. Clinics forced to push abortions later in pregnancy amid state bans. Axios: Health. 2022 Accessed July 7, 2023.
Lewis K. Illinois abortion clinics swamped by out‐of‐state patients after end of roe. Newsweek: Politics. 2022 Accessed July 7, 2023.
Zuniga C, Bommaraju A, Hasselbacher L, Stulberg D, Thompson TA. Provider and community stakeholder perspectives of expanding Medicaid coverage of abortion in Illinois. BMC Health Serv Res. 2022;22(1):413. doi:10.1186/s12913‐022‐07761‐5
H.B. 40. 100th General Assembly. 2017 https://www.ilga.gov/legislation/billstatus.asp?DocNum=40&GAID=14&GA=100&DocTypeID=HB&LegID=99242&SessionID=91
Guttmacher Institute. Regulating Insurance Coverage of Abortion. 2023 https://www.guttmacher.org/state-policy/explore/regulating-insurance-coverage-abortion
Hasselbacher L, Zuniga C, Bommaraju A, Thompson TA, Stulberg D. Lessons learned: Illinois providers' perspectives on implementation of Medicaid coverage for abortion. Contraception. 2021;103(6):414‐419.
S. 142 – 113th Congress (2013–2014): Hyde Amendment Codification Act.
Roberts SC, Gould H, Kimport K, Weitz TA, Foster DG. Out‐of‐pocket costs and insurance coverage for abortion in the United States. Womens Health Issues. 2014;24(2):e211‐e218.
Dennis A, Manski R, Blanchard K. Does medicaid coverage matter?: a qualitative multi‐state study of abortion affordability for low‐income women. J Health Care Poor Underserv. 2014;25(4):1571‐1585.
Zuniga C, Thompson TA, Blanchard K. Abortion as a catastrophic health expenditure in the United States. Women's Health Issues. 2020;30(6):416‐425.
Kimport K, Rowland B. Taking insurance in abortion care: policy, practices, and the role of poverty. In: Jacobs Kronenfeld J, ed. Health and Health Care Concerns among Women and Racial and Ethnic Minorities, Research in the Sociology of Health Care. Vol 35. Emerald Publishing; 2017:39‐57.
Gomez I, Usha R, Salganicoff A, Fredericksen B. Medicaid coverage for women. KFF. 2022 https://www.kff.org/womens-health-policy/issue-brief/medicaid-coverage-for-women/
Illinois Department of Healthcare and Family Services. Provider Notice issued 11/1/2019: Changes to claim submittal process and rates for abortion procedures. 2019. Accessed January 29, 2024 https://hfs.illinois.gov/medicalproviders/notices/notice.prn191101b.html
Illinois Department of Healthcare and Family Services. Provider Notice Issued 9/6/2022: Abortion Services ‐ Rate Increase and Billing Change. 2022 https://hfs.illinois.gov/medicalproviders/notices/notice.prn220906a.htm
Commito R, Narayanan H, Marinelli A, Hinz E. The effect of Illinois Medicaid coverage of induced abortion on patient access at the University of Illinois in Chicago. Contraception. 2022;114:54‐57.
Roberts SC, Johns NE, Williams V, Wingo E, Upadhyay UD. Estimating the proportion of Medicaid‐eligible pregnant women in Louisiana who do not get abortions when Medicaid does not cover abortion. BMC Womens Health. 2019;19:1‐8.
Harvey SM, Gibbs SE, Oakley LP. Association of Medicaid expansion with access to abortion services for women with low incomes in Oregon. Womens Health Issues. 2021;31(2):107‐113.
Boonstra HD. Abortion in the lives of women struggling financially: why insurance coverage matters. Guttmacher Policy Rev. 2016;19:46‐52.
Upadhyay UD, Ahlbach C, Kaller S, Cook C, Munoz I. Trends in self‐pay charges and insurance acceptance for abortion in the United States, 2017–20. Health Aff. 2022;41(4):507‐515.
Jones RK, Chiu DW. Characteristics of abortion patients in protected and restricted states accessing clinic‐based care 12 months prior to the elimination of the federal constitutional right to abortion in the United States. Perspect Sex Reprod Health. 2023;55:80‐85.
Witwer E, Jones RK, Fuentes L, Castle SK. Abortion service delivery in health centers by state policy climate in 2017. Contracept X. 2020;2:100043. doi:10.1016/j.conx.2020.100043
Senderowicz L, Higgins J. Reproductive autonomy is nonnegotiable, even in the time of COVID‐19. Int Perspect Sex Reprod Health. 2020;46:147‐151.
Mehta N, Baum S, Cartwright AF, Cockrill K, Upadhyay UD. The association between reproductive autonomy and abortion stigma among women who have had abortions in the United States. Stigma Health. 2019;4(4):377‐382.
Insogna IG, Ginsburg ES. Infertility, inequality, and how lack of insurance coverage compromises reproductive autonomy. AMA J Ethics. 2018;20(12):1152‐1159.
Turner T, Quasebarth M, Boesche M, Moore A, Stulberg DB, Hasselbacher LA. ‘I knew which one I wanted’: interviews with Illinois patients to explore abortion method decision‐making after insurance expansion. Reproduct Female Child Health. 2024;3(1):1‐9.
Dickman SL, White K, Sierra G, Grossman D. Financial hardships caused by out‐of‐pocket abortion costs in Texas, 2018. Am J Public Health. 2022;112(5):758‐761.
Upadhyay UD, McCook AA, Bennet AH, Cartwright AF, Roberts SCM. State abortion policies and Medicaid coverage of abortion are associated with pregnancy outcomes among individuals seeking abortion recruited using Google Ads: a national cohort study. Soc Sci Med. 2021;274:113747.
Jung C, Fiastro A, Cornell A, Steward R, Rible R, Gipson JD. Patient perspectives on barriers in obtaining timely abortion care in Los Angeles, California. Contraception. 2023;117:50‐54.
Hebert LE, Wingo EE, Hasselbacher L, Schueler KE, Freedman LR, Stulberg DB. Reproductive healthcare denials among a privately insured population. Prev Med Rep. 2021;23:101450.
All Above All. EACH ACT Fact Sheet. Accessed January 23, 2023. https://allaboveall.org/resource/each-woman-act-fact-sheet/
Thompson TA, Price J, Carrión F. Changes needed in Medicaid coverage and reimbursement to meet an evolving abortion care landscape. Contraception. 2021;104(1):20‐23.
Goodwin M. How the criminalization of pregnancy robs women of reproductive autonomy. Hastings Center Rep. 2017;47:S19‐S27.
Kimport K. No Real Choice: how Culture and Politics Matter for Reproductive Autonomy. Rutgers University Press; 2022.
Foster DG. The Turnaway Study: Ten Years, a Thousand Women, and the Consequences of Having—Or Being Denied—An Abortion. Simon and Schuster; 2020.
Ogbu‐Nwobodo L, Shim RS, Vinson SY, et al. Mental health implications of abortion restrictions for historically marginalized populations. New Engl J Med. 2022;387(17):1613‐1617.
Assis MP, Erdman JN. Abortion rights beyond the medico‐legal paradigm. Glob Public Health. 2022;17(10):2235‐2250.
Dickey MS, Mosley EA, Clark EA, Cordes S, Lathrop E, Haddad LB. “They're forcing people to have children that they can't afford”: a qualitative study of social support and capital among individuals receiving an abortion in Georgia. Soc Sci Med. 2022;315:115547.
Coleman‐Minahan K. Evaluating the impact of policies, disasters, and racism on abortion access: a call for mandated and standardized public health abortion surveillance. Am J Public Health. 2021;111(8):1379‐1381.
Gelman A, Rosenfeld EA, Nikolajski C, Freedman LR, Steinberg JR, Borrero S. Abortion stigma among low‐income women obtaining abortions in western Pennsylvania: a qualitative assessment. Perspect Sex Reprod Health. 2017;49(1):29‐36.
Sonalkar S, Gurney EP, McAllister A, Schreiber C. Abortion stigma resulting from state‐mandated abortion consent language: a randomized controlled trial [10A]. Obstetrics & Gynecology. 2017;129(5):11S.
Young YY, Thompson TA, Cohen DS, Blanchard K. Contextualizing Medicaid reimbursement rates for abortion procedures. Contraception. 2020;102(3):195‐200.
U.S. Abortion Clinic Locator. Where Can I Get an Abortion? Accessed March 14, 2024. www.abortionfinder.org/
Maryland General Assembly, Health Insurance Benefit Cards, Prescription Benefit Cards, and Other Technology – Identification of Regulatory Agency. 2020 Accessed January 29, 2024. https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/SB0099?ys=2020RS
Tomlinso SJ. Access denied: the proliferation of American medical abortion laws, 2000–2018. Am J Prev Med. 2021;60(4):497‐503.
Raidoo S, Tschann M, Kaneshiro B, Sentell T. Impact of insurance coverage for abortion in Hawai'i on gestational age at presentation and type of abortion, 2010–2013. Hawai'i J Health Social Welfare. 2020;79(4):117‐122.
Margo J, McCloskey L, Gupte G, Zurek M, Bhakta S, Feinberg E. Women's pathways to abortion care in South Carolina: a qualitative study of obstacles and supports. Perspect Sex Reprod Health. 2016;48(4):199‐207.
United States Congress. S. 142. Hyde Amendment Codification Act. 2013.

Auteurs

Madeline Quasebarth (M)

Ci3, Department of Obstetrics and Gynecology, University of Chicago, Chicago, Illinois, USA.

Madeleine Boesche (M)

Crown Family School of Social Work, Policy, and Practice, University of Chicago, Chicago, Illinois, USA.

Tecora Turner (T)

Pritzker School of Medicine, University of Chicago, Chicago, Illinois, USA.

Amy Moore (A)

Ci3, Department of Obstetrics and Gynecology, University of Chicago, Chicago, Illinois, USA.

Danielle Young (D)

Planned Parenthood of Illinois, Chicago, Illinois, USA.

Debra Stulberg (D)

Department of Family Medicine, University of Chicago, Chicago, Illinois, USA.

Lee Hasselbacher (L)

Ci3, Department of Obstetrics and Gynecology, University of Chicago, Chicago, Illinois, USA.

Classifications MeSH